We catch back up with the people we met in 2008, to see how they've fared over the last 18 months. We talk to Clarence Nathan, who in 2008 received a half million dollar loan that he said he wouldn't have given himself; Jim Finkel, a Wall Street finance guy, who put together and managed complicated mortgage-based financial securities; Richard Campbell, the Marine who was facing foreclosure; and Glen Pizzolorusso, the mortgage company sales manager who led the life of a b-list celebrity.

Host Ira Glass speaks with Harold Wilshinsky about a piece of advice he gave to his daughter and son-in-law over 15 years ago: Take your money out of the hands of Bernie Madoff, and diversify. Reluctantly, they listened to Harold, even though his son-in-law's family was making a fortune investing with Madoff.